| Request | Holiday | Assessor model | Lokorium | |
|---|---|---|---|---|
| PH-1003 Silver Darling · Kerensa Pascoe |
6 from May peak season |
escalate (0.6) Kerensa Pascoe asks to pause 6 month(s) of repayments on VL-3412 (Silver Darling). The holiday falls in the peak season, when the vessel normally earns most. The loan is on watch. |
Lokorium decision dec_3
· signature verified · The model proposed escalate, not accept. | declined |
| PH-1002 Morwenna · Jory Nance |
2 from November off season |
accept (0.9) Jory Nance asks to pause 2 month(s) of repayments on VL-3307 (Morwenna). The request describes a seasonal or weather-related loss of earnings. |
Lokorium decision dec_2
· signature verified · The model accepted with enough confidence, the loan is in good standing and the holiday is a short off-season one. | repayments paused |
| PH-1001 Morwenna · Jory Nance |
2 from November off season |
accept (0.9) Jory Nance asks to pause 2 month(s) of repayments on VL-3307 (Morwenna). The request describes a seasonal or weather-related loss of earnings. |
Lokorium decision dec_1
· signature verified · The model accepted with enough confidence, the loan is in good standing and the holiday is a short off-season one. | repayments paused |